Krzysztof Blach

Krzysztof Blach

Krzysztof Blach is Chief Credit Risk Officer at TF Bank AB, with extensive experience in credit risk management, consumer lending, and financial risk strategy, specializing in portfolio quality, underwriting, and regulatory compliance.
Kostas Tovil

Kostas Tovil

 Kostas Tovil is Senior Vice President at TBI Bank, with over 16 years of experience in retail banking, consumer finance, and digital lending, leading innovation in payments, merchant solutions, and financial digital transformation.
Karmen Fujs

Karmen Fujs

Karmen Fujs is a fintech and partnerships professional focused on product growth, ecosystem development, and scaling digital financial solutions across European markets, working closely with startups and financial institutions.
Juris Puce

Juris Puce

Juris Puce is Expansion Manager for Continental Europe Consumer Lending at TF Bank, with extensive experience in retail banking, consumer finance, and market expansion, driving growth strategies across European lending markets.
Jiri Raska

Jiri Raska

Jiří Raška is CTO and Co-Founder of Partners Banka, where he leads the development of a fully licensed, cloud-native digital bank focused on identity-first architecture, digital trust, and modern banking infrastructure.